If you’re in the process of looking for a new home in Garner, you know that the process can be overwhelming and the amount of money you have to be willing to shell out can be frightening. Buying a house is usually the biggest investment you’ll ever make — but is it really worth it? Unless you have plenty of extra cash and you’re ready to settle into your “forever home”, you might be better served looking for Garner apartments for rent. In today’s post, we’re going to discuss several ways that you can save money by renting instead of buying. Keep reading and if you’d like to start your apartment search, visit Summerwind Apartments.

No Big Down Payment

Probably one of the biggest advantages of renting an apartment is that you don’t have to fork over thousands and thousands of dollars in the form of a down payment. Although there are options that allow you to only put down a small amount, keep in mind that the less you put down, the larger your monthly payment will be. Also, depending on the type of loan you have, you’ll often be required to pay private mortgage insurance (PMI) if you don’t put down at least 20%. Go ahead and do the math on 20% of the total home cost — that’s an amount that most people don’t have readily available! 

If you want to avoid having to clear out your savings and retirement accounts just to come up with a down payment, why not consider renting instead? You may have to put down a deposit, which usually consists of first and last month’s rent, but that’s a far more manageable amount than coming up with a down payment for a home. That allows you to keep your savings right where it is, gaining compounding interest for years to come.  

Low Maintenance Costs

Another big advantage of renting an apartment is that there will be little to no maintenance to be done. Do you have something that needs to be fixed? Call maintenance or the apartment manager. Don’t want to spend all of your time on landscaping? No problem — when you live in an apartment the landscaping is taken care of for you. 

On the other hand, consider all of the work that goes into maintaining a house. There’s the lawn that needs to be mowed, and the exterior that needs to be painted. Don’t forget to change your furnace filters, replace that old water heater, and get a new roof after the storm. Just doing general yard cleanup can take up most of your free time on the weekends. If you want to avoid costly repairs like a new furnace or roof, and you want to have much more free time on your hands, an apartment is the way to go.

Shorter Commute

Most people aren’t lucky enough to be able to live close to where they work. Oftentimes they have to buy a house farther out of town or in a less desirable area in order to afford it. Unfortunately, a longer commute doesn’t just mean more money spent on transportation costs, it’s more time you’ll spend on the road and away from home. Choosing to rent an apartment may offer you more affordable options closer to your place of employment. You’ll not only save money, but you’ll also enjoy having more time to do the things you really want to do.  


When you think of all the money that’s spent on entertainment, it really adds up! Whether your idea of fun is going out to dinner, playing games with friends, or relaxing by a pool, living in an apartment community can often save you money. At Summerwind Apartments, you’ll find many entertainment options, all included in the price of your rent. There’s the large, saltwater pool, the outdoor grill area, billiards room, and playground, just to name a few. And if you’re living with your furry best friend, we also have a bark park for him to enjoy. 

On the contrary, just think of how much it would cost to buy all of these things for your home. Sure, you could put in a pool, get a grill for your patio, and buy a pool table for your game room, but all of that will likely leave you in mountains of debt. Instead, you can enjoy these and many other amenities, when you rent at Summerwind. 

No Gym Membership Needed

Another way to save money is by finding an apartment that has a fitness center. Gym memberships dues can really add up, and how often have you signed up for an annual membership and then only used it during the winter months? Having an onsite place to workout will not only save you money, but it will also be more convenient, making it easier to work out more often. 

If you’re looking for Garner apartments for rent, make sure to check out Summerwind. We have a 24-hour fitness center so you can get your workout in whenever it’s convenient for you. You’ll love being able to save the drive time to the gym and your body will thank you for sticking to a regular exercise routine.

Visit Summerwind Apartments

If you want to save money and still have a wonderful place to call home, stop by Summerwind apartments in Garner. Conveniently located just 10 minutes from Raleigh, members of our community enjoy the quiet neighborhood feel, without being far from big-city amenities. Contact a member of our team today to schedule a visit. We’re sure you’ll agree that Summerwind is a place you’ll love coming home to.